A substantial number of elderly, retirement-age investors are failing to take required minimum distributions, or RMDs, a new ...

One of the biggest advantages of saving in retirement accounts like a 401(k) or IRA is that you can deduct your contribution from your taxes. On top of that, your investments in those accounts grow ...

A recent report from Vanguard found that 6.7% of investors with a Vanguard-administered IRA did not take a required minimum distribution (RMD) in any amount in 2024.

RMDs are mandatory distributions from certain retirement accounts that begin at age 73. You no longer need to take RMDs from Roth accounts. If you inherit an IRA from your spouse, you may get some ...

More than half of investors with IRA balances under $5,000 missed their required minimum distribution in 2024, according to ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Required minimum distributions from IRAs and 401(k)s can become a major ...

If you're 73 or older, you probably have to take RMDs from at least some of your retirement accounts this year. If you were supposed to take a 2024 RMD but didn't, you should do this as soon as ...

Margaret Giles: Hi, I’m Margaret Giles from Morningstar. The recent round of market volatility has implications for investors who are subject to required minimum distributions from their tax-sheltered ...

The IRS imposes steep penalties for anyone who misses a required minimum distribution. The rules have changed significantly recently, and 2024 saw some new updates and definitive rulings from the IRS.

RMDs kick in in the year you turn 73 years old. Roth 401(k) account owners are no longer subjected to RMDs. The penalty for missing an RMD has decreased significantly. The $23,760 Social Security ...