Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

When it comes to borrowing money, understanding the difference between fixed and variable interest rates is crucial. A fixed interest rate remains constant throughout the life of the loan, providing ...

Discover how fixed-rate payments work, their benefits, and how they differ in mortgage loans. Learn with examples to make informed financial decisions.

Canadian mortgage borrowers heading into 2026 are facing a far more stable interest-rate environment than in recent years, ...

For now, though, variable mortgage rates are the cheapest option, and will be for the majority of 2026, as volatility in the bond market could keep fixed rates elevated.

Ratehub.ca is a mortgage-rate comparison marketplace and mortgage brokerage. It helps millions of Canadians compare and ...

Student loan rates have held steady going into the last week of the year. As of December 30, 2025, private student loan lenders are offering fixed rates as low as 2.75% APR and variable rates starting ...

Desjardins's prime rate is 4.70%. The prime rate underpins variable-rate mortgage products. When the Bank of Canada adjusts its overnight rate, Desjardins's prime rate increases or decreases by the ...

Learn about teaser rates on credit cards and loans, how they work, and why lenders use them to attract new customers with introductory financial offers.

Mortgage brokers may offer rates that are lower than a bank's posted or discounted rates. Browse the table below and click the 'Explore Quote' button to start a conversation with a mortgage broker, if ...