Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

When it comes to borrowing money, understanding the difference between fixed and variable interest rates is crucial. A fixed interest rate remains constant throughout the life of the loan, providing ...

Canadian mortgage borrowers heading into 2026 are facing a far more stable interest-rate environment than in recent years, ...

Discover how fixed-rate payments work, their benefits, and how they differ in mortgage loans. Learn with examples to make informed financial decisions.

For now, though, variable mortgage rates are the cheapest option, and will be for the majority of 2026, as volatility in the ...

The interest rate on fixed-rate HELOCs stays the same, as opposed to fluctuating as it does with traditional HELOCs. Some lenders will let you convert part of a traditional variable-rate HELOC balance ...

The Canada five-year bond yield, which is one of the most important factors that lenders use to determine their long-term ...