A happy family looking at window displays while shopping at a mall. The holidays can be expensive, and sometimes you need extra cash to cover gifts, travel or entertaining. But not all borrowing ...

Rising home values over the last several years have created a windfall of equity for millions of American homeowners, making home equity lines of credit (HELOCs) an increasingly attractive option for ...

If you need to borrow quickly without putting up collateral, you have two realistic choices: personal loans and credit cards. In recent years, however, borrowing with credit cards has become much more ...

(The Conversation is an independent and nonprofit source of news, analysis and commentary from academic experts.) For most of us, the main impact tends to be how much we have to pay to borrow to buy a ...

Interest in tapping home equity has remained high over the last several years, and for good reason. Thanks to years of rising home values, homeowners are sitting on very high levels of equity right ...

The holidays can be expensive, and sometimes you need extra cash to cover gifts, travel or entertaining. But not all borrowing options are created equal — some are far cheaper and safer than others.

(The Conversation is an independent and nonprofit source of news, analysis and commentary from academic experts.) Arabinda Basistha, West Virginia University (THE CONVERSATION) What’s the point of ...